12 The Lord has given us eyes to see with and ears to listen with.
13 If you spend your time sleeping, you will be poor. Keep busy and you will have plenty to eat.
14 The customer always complains that the price is too high, but then he goes off and brags about the bargain he got.
15 If you know what you are talking about, you have something more valuable than gold or jewels.
16 Anyone stupid enough to promise to be responsible for a stranger's debts ought to have his own property held to guarantee payment.
17 What you get by dishonesty you may enjoy like the finest food, but sooner or later it will be like a mouthful of sand.
18 Get good advice and you will succeed; don't go charging into battle without a plan.