11 By the blessing of the upright, a city will be exalted, but by the mouth of the wicked, it will be overthrown.
12 He who lacks sense belittles his neighbor, but a person of intelligence will remain silent.
13 A gossip walks about telling a secret, but the trustworthy in spirit keeps the matter.
14 Where there is no guidance, a nation shall fall, but there is safety in an abundance of counsel.
15 He will suffer trouble when he loans to a stranger, but he who refuses a pledge is safe.
16 A woman of grace receives honor, but the ruthless gets wealth.
17 A person of kindness rewards himself, but a cruel person harms his own flesh.