21 Before you fall ill, humble yourself;and when you have sinned, show repentance.Do not delay forsaking your sins;do not neglect to do so until you are in distress.
22 Let nothing prevent the prompt payment of your vows;do not wait until death to fulfill them.
23 Before making a vow prepare yourself;do not be like one who puts the Lord to the test.
24 Think of wrath on the day of death,the time of vengeance when he will hide his face.
25 Think of the time of hunger in the time of plenty,poverty and need in the day of wealth.
26 Between morning and evening there is a change of time;before the Lord all things are fleeting.
27 The wise are discreet in all things;where sin is rife they keep themselves from wrongdoing.