16 A sinner will turn the favor of a pledge into misfortune,
17 and the ungrateful will abandon his rescuer.
18 Going surety has ruined many who were prosperousand tossed them about like waves of the sea;It has exiled the prominentand sent them wandering through foreign lands.
19 The sinner will come to grief through surety,and whoever undertakes too much will fall into lawsuits.
20 Help your neighbor according to your means,but take care lest you fall yourself.
21 Life’s prime needs are water, bread, and clothing,and also a house for decent privacy.
22 Better is the life of the poor under the shadow of their own roofthan sumptuous banquets among strangers.