12 The astute see an evil and hide;the naive continue on and pay the penalty.
13 Take the garment of the one who became surety for a stranger;if for a foreign woman, exact the pledge!
14 Those who greet their neighbor with a loud voice in the early morning,a curse can be laid to their charge.
15 For a persistent leak on a rainy daythe match is a quarrelsome wife;
16 Whoever would hide her hides a stormwindand cannot tell north from south.
17 Iron is sharpened by iron;one person sharpens another.
18 Those who tend a fig tree eat its fruit;so those attentive to their master will be honored.