6 Tzedakah is guard over him whose derech is blameless, but wickedness overthroweth the chattat (sinner).
7 There is one who maketh himself out to be rich, yet hath nothing; there is one that maketh himself out to be poor, yet hath hon rav (great wealth).
8 The riches of an ish is kofer (ransom) for his nefesh (life), but the poor heareth no threat.
9 The ohr (light) of the tzaddik rejoiceth, but the ner (lamp) of the resha'im (wicked) shall be put out.
10 By zadon (pride) cometh only contention, but with the teachable is chochmah.
11 Hon (wealth) gotten by dishonesty shall be diminished, but he that gathereth incrementally shall have an increment.
12 Hope deferred maketh the lev sick, but when the ta'avah (desire) cometh, it is an Etz Chayyim (Tree of Life).