1 A shem tov is rather to be desired than osher rav, and chen (grace) rather than kesef and zahav.
2 The oisher (rich man) and the rahsh (pauper) have this in common: Hashem is the Oseh (Maker) of them all.
3 A prudent man foreseeth the ra'ah, and hideth himself, but the naïve trudge on, and are punished.
4 By anavah (humility) and the Yirat Hashem are osher, and kavod, and chayyim.
5 Thorns and pachim (snares) are in the derech of the crooked; he that is shomer over his nefesh shall be far from them.
6 Train up a na'ar in the derech (road) he should go, and when he is old, he will not depart from it.
7 The oisher ruleth over the rahshim (paupers), and the loveh (borrower, debtor) is eved (slave) to the ish malveh (lender).