12 A prudent person sees trouble coming and ducks;a simpleton walks in blindly and is clobbered.
13 Hold tight to collateral on any loan to a stranger;be wary of accepting what a transient has pawned.
14 If you wake your friend in the early morningby shouting “Rise and shine!”It will sound to himmore like a curse than a blessing.
15-16 A nagging spouse is likethe drip, drip, drip of a leaky faucet;You can’t turn it off,and you can’t get away from it.
17 You use steel to sharpen steel,and one friend sharpens another.
18 If you care for your orchard, you’ll enjoy its fruit;if you honor your boss, you’ll be honored.
19 Just as water mirrors your face,so your face mirrors your heart.